AGENCY CUSTOMER ID
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| Instrcuctions ACORD 137 CA Truckers Section |
As with all ACORD forms with more than one page enter your agency customer ID so this page will be able to find the rest of this binder if somewhere, somehow in that thing we call the business cycle they get separated from each other.
TRUCKERS SECTION
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| How to Complete the ACORD 137 CA Truckers Section |
COVERAGES - The first coverage is LIABILITY. Work this row all the way across to the right, then go down to the next row and work it all the way across to the right. Repeat for each titled row.
Coverage has two columns.
LIABILITY
COVERED AUTO SYMBOLS - Look at the very last block in the Truckers Section. On the far left it is titled "COVERED AUTO SYMBOLS.
These correspond to the check boxes in the Liability Section under Covered Auto Symbols. You will check any and all which apply for this policy.
The options are...
41 - Any Auto - covers all the rest of the symbols
42 - Owned Autos Only - does not cover non-owned or hired
43 - Owned Commercial Autos Only - Does not cover Hired or Non-Owned Autos
46 - Specifically Described Autos - Only covers listed autos
47 - Hired Autos Only - rental cars under short term rental agreement
50 - Non-Owned Autos Only - other peoples's cars used on behave of the insured. An example is a sales person driving her own car.
The check box without a number lets you manuscript your own symbol. Be sure you add a text description or no one other than you will understand what you mean.
LIMITS- check the boxes which describe the coverage limits used in this policy.
CSL means combined single limits. If you check this box you cannot check the BI EA PER box. You will also only enter a single limit next to the top dollar sign.
Limits which are not combined single limits (CSL) are called split limits. That means you have a limit for Bodily Injury for each person and a aggregate bodily injury limit for each accident regardless of how may persons are injured.
You have a separate limit for Property Damage.
MEDICAL PAYMENTS
COVERED AUTO SYMBOLS - Look at the very last block in the Truckers Section. On the far left it is titled "COVERED AUTO SYMBOLS.
These correspond to the check boxes in the Liability Section under Covered Auto Symbols. You will check any and all which apply for this policy.
The options are...
42 - All Owned Autos - does not cover non-owned or hired
43 - Owned Commercial Autos - does not cover Hired or Non-Owned
46 - Specifically Described Autos - Only covers listed autos
The check box without a number lets you manuscript your own symbol. Be sure you add a text description or no one other than you will understand what you mean.
LIMITS - Enter the dollar limit of coverage for each person.
UNINSURED MOTORIST
COVERED AUTO SYMBOLS - Look at the very last block in the Truckers Section. On the far left it is titled "COVERED AUTO SYMBOLS.
These correspond to the check boxes in the Liability Section under Covered Auto Symbols. You will check any and all which apply for this policy.
The options are...
42 - All Owned Autos - does not cover non-owned or hired
43 - Owned Commercial Autos - does not cover Hired or Non-Owned
45 - Owned Autos Subject to a Complusory Uninsured Motorist Law
46 - Specifically Described Autos - Only covers listed autos
The check box without a number lets you manuscript your own symbol. Be sure you add a text description or no one other than you will understand what you mean.
LIMITS - check the boxes which describe the coverage limits used in this policy.
CSL means combined single limits. If you check this box you cannot check the BI EA PER box. You will also only enter a single limit next to the top dollar sign.
Limits which are not combined single limits (CSL) are called split limits. That means you have a limit for Bodily Injury for each person and a aggregate bodily injury limit for each accident regardless of how may persons are injured.
You have a separate limit for Property Damage.
NON-TRUCKERS HIRED / BORROWED
Check with your underwriter on this, but I believe this is referring to Bob-Tail use of the hired trucker vehicle. When the Truckers Hired coverage is added to the policy it covers the hired vehicle for use while it is being used exclusively in the named insured's trucking business and pursuant to operating rights granted to the named insured by a public authority. A truck owner who operates exclusively for hire with other trucking firms may therefore have no need for a truckers policy of his or her own. However, the owner will need to have insurance for non-trucking use, which is commonly called bobtail coverage.
(From http://nationalunderwriterpc.moss.nuco.com/sites/fcsonline/commlin/truc/truccov/pages/Truckers%20Endorsements.aspx )
Check the YES box if non-truckers hired / borrowed coverage applies.
If you check the YES Box enter the list of states in which coverage applies.
Check the NO box this coverage does not apply.
If non-truckers hired / borrowed coverage applies does apply enter the COST OF HIRE, or...
Check the box next to IF ANY if vehicles are only randomly and occasionally hired or borrowed instead of entering a COST of HIRE. The actual exposure will be determined by the policy audit.
TRUCKERS HIRED / BORROWED
Check the YES box if truckers hired / borrowed coverage applies.
If you check the YES Box enter the list of states in which coverage applies.
Check the NO box this coverage does not apply.
If truckers hired / borrowed coverage applies does apply enter the COST OF HIRE, or...
Check the box next to IF ANY if vehicles are only randomly and occasionally hired or borrowed instead of entering a COST of HIRE. The actual exposure will be determined by the policy audit.
NON-OWNED AUTO LIABILITY
If this coverage is provided by this policy check the YES check box. Otherwise, check the NO check box.
If this coverage is provided, list the states in which the coverage is provided. If you need more room use the remarks section.
GROUP TYPE
Check the box or boxes which best describe the vehicles used on behalf of this insured which are owned by others.
The Options are...
1 - EMPLOYEES
2 - VOLUNTEERS
3 - PARTNERS
Enter the number of vehicles in each group in the box to the right of the group.
OTHER
For liability coverage not listed use the OTHER columns to enter your Liability Coverage Name, Covered Auto Symbols and Limits.
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