Instructions ACORD 61 CA Overview and Table of Contents

Instructions ACORD 61 CA Overview and Table of Contents

This post is a table of Contents for the post on instructions for the ACORD CA 61 Uninsured Motorists form.


ACORD 61 CA California Auto Supplement Mandatory Offer of Uninsured Motorist Bodily Injury Coverage

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-61ca-california-auto.html


ACORD 61 CA California Auto Supplement Mandatory Offer of Uninsured Motorist Property Damage Coverage

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-61-ca-uninsured.html

EMAIL TUTORIALS on HOW TO COMPLETE ACORD FORMS

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Instructions ACORD 137 CA Overview and Table of Contents

Instructions ACORD 137 CA Overview and Table of Contents

This post is a table of contents and link to each of the tutorials on the ACORD 137 CA.

ACORD 137CA Policy/ Agency/ Carrier Information

http://simply-easier-acord-forms.blogspot.com/2014/10/acord-137-ca-california-commercial-auto.html

ACORD 137 CA Business Auto Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-california.html

ACORD 137 CA Endorsements, Remarks, and Signatures

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137-ca-commercial.html

ACORD 137CA  Truckers Liability Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-truckers.html

ACORD 137 CA Truckers Physical Damage Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-truckers_10.html

ACORD 137 CA Truckers Trailer Interchange Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137-ca-trailer.html

ACORD 137 CA Truckers Endorsements and Remarks

http://simply-easier-acord-forms.blogspot.com/2014/11/acord-137ca-instructions-for.html

ACORD 137 CA Motor Carrier Liability Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-motor-carrier.html

ACORD 137 CA Motor Carrier Physical Damage Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137-motor-carrier.html

ACORD 137 CA Motor Carrier Trailer Interchange Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-motor-carrier_12.html

ACORD 137 CA Motor Carrier Endorsement / Remarks / Signatures Section

http://simply-easier-acord-forms.blogspot.com/2014/11/instructions-acord-137ca-endorsements.html

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Instructions ACORD 63 Fraud Statements

Instructions ACORD 63 Fraud Statements

BASIC INFORMATION

Instructions ACORD 63 Fraud Statements

AGENCY CUSTOMER ID

As with all ACORD forms with more than one page enter your agency customer ID so this page will be able to find the rest of this application if somewhere, somehow in that thing we call the business cycle they get separated from each other.

AGENCY

Enter your agency's name here.

CARRIER

The insurance company underwriting this policy. This is the company listed on the DEC page of the policy.

NAIC NUMBER

NAIC stands for the National Association of Insurance Commissioners.

Here is their website home page...

http://www.naic.org/index.htm


They assign each insurance company a five digit code. You can search for any insurance company by name on their website at this page...

https://eapps.naic.org/cis/


POLICY NUMBER

Enter the policy number if one exists. If no policy number has been assigned yet enter TBD for to be determined. If you have a binder number enter that here.

EFFECTIVE DATE

This is the effective date of the policy to which this form is attached.


APPLICANT / NAMED INSURED

Enter the same as the Name on the preceding documents in this application.


FRAUD WARNINGS

Instructions ACORD 63

Familiarize yourself with each of these warnings - including the ones for states other than your home state.

If you have an insured with locations in more than one state the applicable law may be the law for that state.

You do not use this form with Loss Notices or with Workers Compensation applications.


SIGN AND DATE

How to complete the ACORD 63 Fraud Statements

APPLICANT'S SIGNATURE

Have you applicant or their legally authorized representative sign here.

DATE ( MM/DD/YYYY)

Enter the date this form is signed. Use the format month month / day day / year year year year - which looks like this for Oct first two thousand fourteen...

10/01/2014

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Instructions ACORD 61 CA Uninsured Motorists Property Damage Coverage Offer

Instructions ACORD 61 CA Uninsured Motorists Property Damage Coverage Offer

MANDATORY OFFER

Instructions ACORD 61 CA Uninsured Motorists Property Damage Coverage Offer

AGENCY CUSTOMER ID

As with all ACORD forms with more than one page enter your agency customer ID so this page will be able to find the rest of this application if somewhere, somehow in that thing we call the business cycle they get separated from each other.

MANDATORY UNINSURED MOTORISTS PROPERTY DAMAGE COVERAGE OFFER

The wording in this section provides a description of this coverage.

Note this coverage is only available...

1 - If you have not rejected Uninsured Motorists Bodily Injury Coverage, and

2 - For autos for which you have not purchased Collision Coverage.

If you already have Collision coverage on an auto, then Uninsured Motorists Property Damage Coverage is considered to be redundant. I do not quite agree with that because I am not aware if collision coverage would pay for loss of resale value to a repaired auto which has been in an accident, but that is because I do not know the answer to that.

SELECTION / REJECTION

Select or reject ACORD 61CA

Regardless of whether you are selecting or rejecting coverage, you need to have the applicant indicate that decision on this form.

If the coverage is being selected check the line to the left of that statement and then list the vehicles for which coverage is selected. If you have more than three vehicles, use another form.

If coverage is being completely rejected, check the line to the left of that statement.

If coverage is being rejected when specifically named individuals are operating the vehicle check the line to the left of that statement and list the named individuals being excluded.

SIGNATURES

APPLICANT's SIGNATURE

Have your applicant sign here.

DATE

Have the applicant enter the date of the signing.

EFFECTIVE DATE

Enter the effective date of this coverage. Normally this will be the policy effective date, however, this can be done by endorsement during a policy period. In that case the effective date would be the date of the endorsement.

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Instructions ACORD 61CA California Auto Supplement

Instructions ACORD 61CA California Auto Supplement

BASIC INFORMATION

Instructions ACORD 61CA California Auto Supplement

AGENCY CUSTOMER ID

As with all ACORD forms with more than one page enter your agency customer ID so this page will be able to find the rest of this application if somewhere, somehow in that thing we call the business cycle they get separated from each other.

AGENCY

Enter your agency's name here.

APPLICANT / NAMED INSURED

Enter the same as the Name on the preceding documents in this application.

POLICY NUMBER

Enter the policy number if one exists. If no policy number has been assigned yet enter TBD for to be determined. If you have a binder number enter that here.

CARRIER

The insurance company underwriting this policy. This is the company listed on the DEC page of the policy.

NAIC NUMBER

NAIC stands for the National Association of Insurance Commissioners.

Here is their website home page...

http://www.naic.org/index.htm


They assign each insurance company a five digit code. You can search for any insurance company by name on their website at this page...

https://eapps.naic.org/cis/

MANDATORY UNINSURED MOTORISTS BODILY INJURY COVERAGE OFFER

Instructions ACORD 61 CA

The offer states that the insured may reject coverage completely or accept lower limits.

This statement also defines Uninsured and Underinsured Motorists Coverage.

REJECTION OF UNINSURED MOTORISTS BODILY INJURY COVERAGE

Rejection of Uninsured Motorists Coverage

This section allows the insurer or the applicant (the insured) to...

Completely Reject Coverage, or
Reject Coverage for specially named drivers when operating a vehicle insured under this policy.

Check the line to the left of the choice that is being made.

If you are not rejecting coverage, do not check anything here.

If you are rejecting coverage for specifically named drivers, enter the names of the excluded drivers here.


LOWER LIMITS for UNINSURED MOTORISTS BODILY INJURY COVERAGE

Accept Lower Limits for Uninsured Motorists Bodily Injury Coverage

The insurer and the insured may decide to accept a lower limit for Bodily Injury Uninsured Motorist.

If that is the decision, check the line to the left of the text stating that decision. Just after the dollar sign ($) enter the lower limits which have been accepted.

APPLICANT's SIGNATURE

Have your applicant sign here.

DATE

Have the applicant enter the date of the signing.

EFFECTIVE DATE

Enter the effective date of this coverage. Normally this will be the policy effective date, however, this can be done by endorsement during a policy period. In that case the effective date would be the date of the endorsement.


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Instructions ACORD 60US Terrorism Insurance Coverage

Instructions ACORD 60US Terrorism Insurance Coverage

BASIC INFORMATION

This form is attached to the ACORD 125 and/or many other forms depending on the type of insurance for which this applicant is applying.

Instructions ACORD 60 US Terrorism Insurance Coverage

AGENCY CUSTOMER ID

As with all ACORD forms with more than one page enter your agency customer ID so this page will be able to find the rest of this application if somewhere, somehow in that thing we call the business cycle they get separated from each other.

AGENCY

Enter your agency's name here.

APPLICANT / NAMED INSURED

Enter the same as the Name on the preceding documents in this application.

POLICY NUMBER

Enter the policy number if one exists. If no policy number has been assigned yet enter TBD for to be determined. If you have a binder number enter that here.

CARRIER

The insurance company underwriting this policy. This is the company listed on the DEC page of the policy.

NAIC NUMBER

NAIC stands for the National Association of Insurance Commissioners.

Here is their website home page...

http://www.naic.org/index.htm


They assign each insurance company a five digit code. You can search for any insurance company by name on their website at this page...

https://eapps.naic.org/cis/


POLICYHOLDER DISCLOSURE

How to complete the ACORD 60 US

This section contains the actual coverage details. It references the Terrorism Risk Insurance ACT.

Here is a selection of very good, informative links about this act...

http://www.naic.org/cipr_topics/topic_tria.htm

http://www.treasury.gov/resource-center/fin-mkts/Pages/program.aspx

http://en.wikipedia.org/wiki/Terrorism_Risk_Insurance_Act

https://www.ncci.com/nccimain/industryinformation/terrorismwc/pages/tria-faq.aspx

You need to be familiar with this ACT. Notice the ACT does not cover all loses, only a percentage. The ACT also has a cap for all loses from a unique event. Once this cap is paid out your insured may have even more uncovered loses.


ACCEPTANCE OR REJECTION

Instructions ACORD 60US Terrorism Insurance Coverage

Check the first box to accept coverage.

Enter the premium amount for the policy period.

Check the second box to reject coverage.


SIGNATURES

ACORD 60US

Policyholder/Applicant's Signature - have the authorized representative or representatives sign.

Print Name - have the person who signed print their name.

Date - enter the date the person signed. It is best to have the signee enter the date.

Effective Date - enter the effective date of this coverage - it will normally be the same as the policy effective date.

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Instructions ACORD 137CA Endorsements, Remarks and Signatures Section

Instructions ACORD 137CA Endorsements, Remarks and Signatures Section

ENDORSEMENTS / REMARKS

Instructions ACORD 137CA Endorsements, Remarks and Signatures Section

ENDORSEMENTS

Use this space to enter any endorsements which are part of this policy. Include forms numbers and edition dates.

REMARKS

Use the space to add any remarks. If you need more space use the ACORD 101 Additional Remarks Section.



SIGNATURE

Instructions ACORD 137CA Endorsements, Remarks and Signatures Section

The very first box in the Signature section states that if an Insurer is not going to provide cover to a "GOOD DRIVER", the insurer must provide a written statement to the insured explaining why.

A "GOOD DRIVER" is a person with no more than one violation point or more than one at-fault accident resulting in only property damage in the past three years.

The second section speaks to Un-insured motorist coverage being offered.

The final section reminds the insured that the choices made in this application are permanent until actively changed.

APPLICANTS SIGNATURE - have your customer sign here.

DATE - The date the Applicant signs.

PRODUCER's SIGNATURE - The licensed producer - the agent writing this account - should sign here.

NATIONAL PRODUCER NUMBER - Enter your national producer number.

The National Insurance Producer Registry states "The National Producer Number is a unique NAIC identifier assigned through the licensing application process or the NAIC reporting systems to individuals and business entities (including, but not limited to producers, adjusters, and navigators) engaged in insurance related activities regulated by a state insurance department."

Here is a link to their web site...

http://www.nipr.com/

EMAIL TUTORIALS - HOW TO COMPLETE ACORD FORMS

We offer a daily and a weekly email tutorial series on how to complete ACORD forms. We never share your information. We never use the list for any other reason. You can sign up below...


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